Your first Money Department plan
Plan B Wealth Strategies LLC teaching framework
Fictional practice only. No login needed. Your practice values stay in page memory, are not saved or sent, and reset when you reload. The host receives normal page requests; no calculator values are included. These examples are not allocation recommendations.
1. Learn the map
LIVE covers current needs. PROTECT prepares for disruptions. SAVE covers planned expenses. REDUCE covers debt and recurring-cost review. GROW supports longer-term goals and learning. PRODUCE develops earning capacity. FREE supports priorities you define.
Income arrives → dollars receive assignments → review and adjust → choose your next action.
2. Practice assigning fictional income
Start with any made-up income. Enter a few assignments and observe the balance.
Take-home income is what remains after payroll deductions. Assignments are purposes you choose. A balanced total does not prove financial health or that cash arrives before bills are due.
3. Choose a response
4. Explain and choose
Why might a balanced monthly plan still have a timing gap? What would you review first?
When you are ready, you can request access to build your own plan. The core planner is free; any paid option must show its price before purchase.